CBDC

Japan studies blockchain-based wholesale CBDC infrastructure for stock and bond settlement

What happened

  • Specific facts/numbers: The report says Japan is considering a blockchain platform for real-time, 24/7 settlement of stock and Japanese government bond transactions using a wholesale CBDC, with plans potentially finalized in early 2027 and a possible launch in the early 2030s.
  • Institutions involved: The institutions named are the Bank of Japan, Japan’s Financial Services Agency, the Ministry of Finance, and financial institutions expected to join a new working group.
  • Regulatory/technical context: The initiative is framed as part of Japan’s broader CBDC and tokenization work. The Bank of Japan’s official CBDC page shows it has already run multiple experiment phases and a pilot program, with progress updates published through July 18, 2025.
  • What to watch next: Watch for the formation of the new working group, decisions on technology choice and public-private role allocation, and any formal plan in early 2027; otherwise, no more specific next milestone was identified.

Why it matters

If pursued, the project could shorten securities settlement times and create infrastructure for tokenized capital-markets transactions built around central-bank money.

HKMA Relevance

Indirect: Japan’s exploration of tokenized wholesale settlement is relevant to regional central-bank and market-infrastructure discussions that Hong Kong and the HKMA also track.

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